Get a lower rate from a local mortgage broker!

Our Mission  

To deliver a customer based business, with better rates, lower costs, fast closings, and the best tech available.

I'm Andy Houston, a mortgage broker with River Rock Mortgage based in Park City, UT

Get the same loan as a big bank, without paying high points


Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

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Utah Mortgage Broker Park City, UT

Welcome to the official site of Andy Houston-River Rock Mortgage. We are a full-service mortgage company based in Park City, UT. We specialize in mortgage loans in Park City, Salt Lake City, and Heber. We also serve the surrounding cities in Summit County and Wasatch country. Whether you are buying a home or refinancing in any of these zip codes: 84098, 84060, 84068, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

What makes Andy Houston-River Rock Mortgage unique is that we offer the following niche programs as well: cash-out refinance, first time buyers, debt consolidation, new purchase loan.

Contact Andy Houston-River Rock Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Contact an Expert Today!

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Begin the process by calling me today or fill out an online application. For a start, we make the process hassle-free. Not to mention, closing can be as convenient as e-signatures with an online notary at any location! Loan Advisors are standing by 7 days a week to help. Above all, we will find the loan program that fits your individual financial goals. So, let’s get Started!

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